Terms of Services

Effective: February 2026

These Terms of Services govern access to the AlinHousing website and the use of any services, tools, or communications provided through it. Accessing or submitting information through this site constitutes agreement to these terms in their entirety.

By accessing the AlinHousing website or submitting any form, including quote requests and contact inquiries, the user agrees to be bound by these Terms of Services and the Privacy Notice. If any portion of these terms is unacceptable, use of the site should be discontinued. These terms apply to all visitors, registered users, and anyone who submits personal or property information through any channel on this site.

AlinHousing provides home insurance guidance including:

• Quote request processing and carrier comparisons for residential properties
• Plain-language explanations of coverage types, limits, and exclusions
• Advisor consultation on coverage selection and renewal decisions
• Educational content related to home protection and policy terms

The information and guidance provided through this site is for informational purposes. Final policy terms, coverage confirmation, and binding coverage are determined by the selected insurance carrier according to their underwriting guidelines.

Anyone using this site agrees to:

• Submit only accurate, truthful, and complete information in all forms and inquiries
• Refrain from submitting information on behalf of another person without their knowledge and consent
• Use the site only for lawful purposes related to personal home insurance needs
• Avoid interfering with the site's technical infrastructure or security systems

Submitting false or misleading information may affect the accuracy of any quote provided and may void coverage if discovered after a policy is bound.

Where consent is provided during account registration or form submission, AlinHousing may contact users via SMS for the following purposes:

• Service-related messages including quote confirmations and coverage updates
• Policy reminders and follow-ups on submitted requests
• Marketing communications about available home insurance plans where separate consent is given

To withdraw consent and stop receiving SMS messages, reply STOP to any message received. For help, reply HELP. Standard message and data rates may apply. Message frequency varies based on the service stage and consent given. Withdrawal of consent does not affect the validity of any policy already in force.

All content published on this site including text, imagery, logos, layout, and design elements is the property of AlinHousing or its licensors. Reproduction, redistribution, or modification of any site content without express written permission is not permitted.

Personal and property information submitted by users remains the property of the submitting individual. By submitting information, the user grants AlinHousing a limited licence to use that information solely for the purpose of delivering the requested insurance guidance services.

The guidance and information provided through this site is offered in good faith based on the information submitted. However:

• Quote estimates are not binding offers and are subject to carrier underwriting review
• Coverage descriptions are general in nature and do not constitute a legal interpretation of any specific policy
• AlinHousing does not guarantee the availability, pricing, or terms of any plan from any carrier at any given time

Decisions about purchasing coverage should be made after reviewing the actual policy documents provided by the selected carrier.

To the maximum extent permitted by applicable law, AlinHousing shall not be liable for any indirect, incidental, or consequential damages arising from the use of this site or reliance on any guidance provided. This includes but is not limited to loss of coverage, financial loss resulting from a denied claim, or disruption to service access. Liability for direct damages, if applicable, is limited to the amount paid, if any, for services directly provided by AlinHousing.

These Terms of Services may be updated periodically to reflect changes in services, legal requirements, or operational practices. The effective date shown above reflects the most recent revision. Continued use of the site after any update constitutes acceptance of the revised terms. Material changes will be communicated through a notice on this page or through the contact channels on file for registered users.

Questions about these terms or requests for clarification on any provision can be directed through the following channels: